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Best Courses After 12th Commerce in India: With & Without Maths, High Salary & Professional Options

15-05-2025

Best Courses After 12th Commerce in India: With & Without Maths, High Salary & Professional Options

According to the NSO's Second Advance Estimates, India's GDP is expected to grow by 6.5%. This economic boom is particularly evident in the Indian e-commerce sector, which is set to reach INR 4,416.68 billion, driving the need for experts in digital marketing, e-commerce strategy, and data analytics. 

Similarly, the Banking, Financial Services, and Insurance (BFSI) sector will witness a 12% growth in hiring in 2025, fuelled by advancements in AI, 5G, and Internet of Things. This will create a high demand for roles in digital finance, compliance, and risk management.

Given these emerging opportunities, choosing the right career path after 12th grade is crucial for securing high-paying jobs and long-term success. The Commerce stream opens up vibrant career opportunities in not just finance and core accounting domains but also digital marketing, business analytics, supply chain management, data analytics, and tax consulting. The possibilities are vast and diverse. 

This guide will help students understand the top course options available for commerce students, enabling them to navigate their career options and make informed decisions about their future.

Commerce Scope After 12th 

Commerce scope after 12th is broad due to its strong alignment with industries that provide long-term growth and job security. It opens doors to careers that are financially rewarding and stable. 

  • Career Progression and Stability

There are several career paths within the scope of commerce that offer steady career growth. It is well known that careers in Chartered Accountancy, financial management, and investment banking offer professional stability and high earning potential.

  • Strong Foundation in Business and Finance

A Commerce background equips students with essential knowledge in economics, business laws, taxation, and corporate operations. This knowledge makes them valuable in both private and public sector roles.

  • Contribution to Economic Development

Commerce graduates play a key role in driving the financial and business sectors. Their work supports economic growth by helping companies to function efficiently and make informed decisions.

Best Courses After 12th Commerce with High Salary

The future looks bright for students who choose Commerce as their career stream. This branch of education opens up many career paths that suit various skills and interests. 

Below we have listed the best courses after 12th Commerce with high salary:  

Best Degree after 12th Commerce

Duration

Career Opportunities

Average Salary (INR)

Bachelor of Commerce (B.Com)

3 Years

Accountant, Auditor, Tax Consultant, Financial Analyst, Banker

3–6 LPA

Bachelor of Business Administration (BBA)

3 Years

Marketing Executive, HR Manager, Business Analyst, Operations Manager

4–8 LPA

Bachelor of Management Studies (BMS)

3 Years

Business Development Executive, Consultant, Project Manager, Entrepreneur

4–7 LPA

Bachelor of Economics (B.Econ)

3 Years

Economist, Data Analyst, Policy Analyst, Financial Planner

5–9 LPA

Bachelor of Accounting and Finance (BAF)

3 Years

Accountant, Auditor, Tax Specialist, Financial Consultant

4–8 LPA

Bachelor of Banking and Insurance (BBI)

3 Years

Banking Officer, Insurance Advisor, Financial Analyst, Claims Manager

3–6 LPA

Courses After 12th Commerce with Maths

The fusion of Commerce and Mathematics is gaining momentum in India, driven by technological innovation and a thriving startup ecosystem. Students with a background in Commerce and Maths are uniquely positioned to excel in fields like finance, business analytics, and corporate strategy. 

With strong quantitative and decision-making abilities, students can pursue careers in investment banking, chartered accountancy, data analysis, or business management. 

Below is a list of courses after 12th Commerce in India with Maths:

Course Name

Duration

Career Opportunities

BCom (Honours)

3 Years

Chartered Accountant, Financial Analyst, Tax Consultant, Investment Banker

BCom Accounting and Taxation

3 bYears

Tax Consultant, Auditor, Banking Professional, Insurance Advisor

BCom Statistics

3 Years

Data Analyst, Statistician, Economist, Civil Services, Consultant

BCom in Management Accounting & International Finance

3 Years

Management Accountant, Financial Analyst, US CMA, International Finance Professional

BCom in Accounting

3 Years

Chartered Accountant, Company Secretary, Bank Officer, Finance Executive

BCom Applied Economics

3 Years

Economic Analyst, Policy Researcher, Economist, Government Services

BCom Banking & Finance

3 Years

Auditor, Wealth Manager, Stockbroker, Equity Analyst, Financial Advisor

 

Courses with a strong mathematics base like BCom (Honours), Statistics, and Applied Economics are ideal for students with analytical skills and a knack for problem-solving.

Courses After 12th Commerce Without Maths

Students can access numerous career options in the Commerce field without mathematics. Some prominent fields include business administration, accountancy, hotel management, travel and tourism, teaching, multimedia and animation, journalism, and mass media. 

Additionally, the scope extends to areas like law, management, humanities, and finance, offering a broad range of opportunities for growth and specialisation. Some of the high salary courses after 12th Commerce without Maths are as follows:

Course Name

Duration

Career Opportunities

Bachelor of Business Administration (BBA)

3 years

Business Analyst, HR Manager, Marketing Executive

Bachelor of Law (BA LLB)

3 years

Lawyer, Legal Advisor, Corporate Counsel

Bachelor of Management Studies (BMS)

3 years

Project Manager, Business Consultant, Operations Executive

Bachelor of Arts (BA) in Journalism & Mass Communication

3 years

Journalist, News Anchor, PR Officer

Bachelor of Foreign Trade (BFT)

3 years

Export Manager, Trade Analyst, Supply Chain Executive

Bachelor of Hotel Management (BHM)

3–4 years

Hotel Manager, Front Office Executive, Event Coordinator

Bachelor of Fine Arts (BFA)

3–4 years

Illustrator, Art Director, Animator

 

These programmes are well-suited for students with strong communication, creative, or managerial interests. BBA and BMS focus on foundational business and management skills, while courses like BA in Journalism or BFA cater to those with storytelling, design, or visual arts inclinations. Law and Foreign Trade offer structured career paths in policy, trade, and global relations.

Professional Courses After 12th Commerce

After completing 12th Commerce, students can opt for professional courses that are known for offering a clear career direction and specialised knowledge tailored to industry needs. These courses go beyond theoretical learning and equip students with practical skills, professional training, and real-world exposure. 

These professional courses enhance employability, boost confidence, and open doors to diverse and well-paying career opportunities in different industries. Some of the best professional courses after 12th Commerce are as follows:

Course Name

Duration

Career Opportunities

Chartered Accountancy (CA)

4–5 Years

Chartered Accountant, Auditor, Tax Consultant, Financial Analyst (Top recruiters: Big Four, Banks, MNCs)

Company Secretary (CS)

3 Years

Company Secretary, Legal Advisor, Corporate Governance Executive (Legal firms, Corporate Houses)

Cost and Management Accounting (CMA – India)

3–4 Years

Cost Accountant, Financial Controller, Budget Analyst (PSUs, Private Companies, MNCs)

Certified Financial Planner (CFP)

1 Year

Financial Planner, Investment Advisor, Wealth Manager (Banks, Investment Firms, Wealth Mgmt Cos.)

Bachelor of Law (LLB)

3 Years (after graduation)

Lawyer, Legal Advisor, Corporate Consultant (Law Firms, Corporate Legal Departments)

Diploma in International Financial Reporting Standards (IFRS)

4–6 Months

IFRS Consultant, Financial Analyst, Trainer, CA or ACCA with IFRS specialisation

US CMA (Certified Management Accountant)

6–12 Months

Management Accountant, Financial Risk Manager, Strategic Planner, Professor in Finance

Certification Courses for Commerce Students After 12th

After Class 12, students can explore a wide range of valuable learning opportunities beyond traditional degrees including full-time commerce programmes, short-term courses, certifications, skill development programmes, and diploma courses.

Such add-on courses help students gain extra knowledge and stay competitive in today’s job market. Some of the popular courses that commerce students can consider for skill enhancement include:

  • Certificate Programme in Technological Banking and Financial Services
  • Certificate Programme in Debt and Money Market
  • Certificate Programme in Salesforce
  • Advanced Programme in International Trade Management
  • Advanced Programme in Wealth Management
  • Advanced Programme in Banking and Finance Management
  • Advanced Programme in Retail Management
  • Advanced Diploma in Business Management

Key Takeaways

By choosing the right courses and career paths after 12th, students can secure well-paying jobs and build long-term career stability. The varied options available, from professional courses like Chartered Accountancy and Company Secretary to specialised degrees in economics and management, offer something for every interest and skill set. 

With the broad scope and rapid growth in commerce-related industries, this stream provides a strong foundation for students to build a successful, financially rewarding career.

FAQs

Q1: What should I do after 12th Commerce?

A1: After 12th Commerce, you can pursue various undergraduate and professional courses. Popular top courses after 12th Commerce include Bachelor of Commerce (B.Com), Bachelor of Business Administration (BBA), and professional certifications like Chartered Accountancy (CA) or Company Secretary (CS).

Q2: Which degree is best after 12th Commerce?

A2: The best degree after 12th Commerce depends on an individual’s career preferences, learning capacity and overall interest in the subject. 

Some of the high salary courses after 12th Commerce include BCom (Accounting and Taxation), Chartered Accountancy (CA), Company Secretary (CS), BCom in Management Accounting and International Finance, BCom in Banking and Finance, and others.

Q3: What are the best courses after 12th Commerce with Maths?

A3: Some of the top courses after 12th Commerce with Maths are as follows:

  • Chartered Accountancy (CA)
  • Bachelor of Commerce (B.Com) in Accounting & Finance
  • Company Secretary (CS)
  • Bachelor of Economics (B.Econ)
  • Certified Financial Planner (CFP)

Q4: What after 12th Commerce with high salary?

A4: Some of the best courses after 12th Commerce with high salary are as follows:

  • Chartered Accountancy (CA)
  • Company Secretary (CS)
  • Bachelor of Commerce (B.Com)
  • Bachelor of Business Administration (BBA)
  • Bachelor of Management Studies (BMS)
  • Bachelor of Economics (B.Econ)
  • Bachelor of Accounting and Finance (BAF)