Best Banking Courses After 12th for Commerce, Science, and Arts Students: Complete List, Subjects, and Fees

Banking is one of the most rewarding career paths in India. With the growing demand for skilled professionals in both public and private sector banks, students from commerce, science, and arts backgrounds are exploring the best banking courses right after class 12th. These courses offer strong career prospects and open doors to government jobs, private banks, finance companies, and more.

This blog shares a complete list of the best banking courses after 12th, along with key banking courses subjects and fee structures, making it easier to choose the right path based on individual interests and goals.

However, students must first understand the basic eligibility criteria for banking courses after the 12th.

Eligibility Criteria for Banking Courses After 12th

To apply for the best banking courses after class 12th, certain basic conditions must be met according to the institute's guidelines:

• Candidates must have passed Class 12 from a recognised board or institution.
• No age limit is generally specified, so candidates from any age group are considered eligible.
• Some institutes may conduct entrance exams for admission. In such cases, a good score in the exam is necessary to secure a seat.

These conditions may vary slightly depending on the institute. Therefore, candidates should review specific admission requirements before applying.

A Quick Idea of Banking Course Subjects

Banking courses subjects build a strong foundation in finance, economics, and business operations. These subjects cover essential banking topics such as risk management, digital banking, and customer service.

• Direct and Indirect Taxes
• Marketing of Financial Services
• International Banking and Finance
• Foreign Exchange
• Commercial Bank Management
• Modern Banking Theories
• Principles of Finance
• Financial Markets in India
• Banking Awareness
• Banking Laws
• Economics of Global Trade and Finance
• Financial Accounting

Complete List of Popular Banking Courses After 12th – Eligibility, Fees & Job Areas

Students can check the most popular banking courses after 12th in the list below. Anyone looking for banking courses after 12th arts, banking courses after 12th science, or banking courses after 12th commerce can consider the courses mentioned in the list.

The list also mentions the banking course fees and eligibility for each of these courses. However, students must remember that the banking course fees may vary depending on the institute.

BCom in Banking and Finance

• Eligibility: 10+2 
• Fee: ₹50k – ₹1.5 lakhs
• Job Areas: Banking operations, Financial Research

Bachelor of Business in Banking

• Eligibility: 10+2
• Fee: ₹1 – ₹2 lakhs
• Job Areas: Retail banking, Credit analysis

BBA Hons in Finance and Banking

• Eligibility: 10+2
• Fee: ₹1.5 – ₹4 lakhs
• Job Areas: Investment banking, Equity Research

BA in International Finance and Banking

• Eligibility: 10+2
• Fee: ₹1 – ₹3 lakhs 
• Job Areas: Foreign exchange, trade finance 

BA in Banking and Finance

• Eligibility: 10+2
• Fee: ₹1 – ₹1.5 lakhs 
• Job Areas: Banking sales, Financial planning 

BCom in Banking Management

• Eligibility: 10+2
• Fee: ₹50k – ₹2 lakhs
• Job Areas: Branch banking, Credit management

Certificate Programmes

• Eligibility: Graduation
• Fee: ₹10-20k 
• Job Areas: Niche roles in respective sectors

Diploma Programmes

• Eligibility: 10+2 
• Fee: ₹10-50k per year
• Job Areas: Entry-level banking, sales

Banking Courses After 12th Arts

Students can pursue banking courses after 12th arts at both undergraduate and postgraduate levels.

Undergraduate Courses After 12th Arts

• BA in Banking and Finance
• BBA in Banking
• BCom in Banking
• Bachelor of Economics

Postgraduate Courses After 12th Arts

• MA/MSc/MBA/MCom in Banking and Finance
• Postgraduate Diploma in Banking

Banking Courses After 12th Science

The list below highlights the popular banking courses after the 12th science.

• BBA in Banking/Accounting
• BA in Banking and Finance
• B.Sc. in Banking and Finance
• Bachelor of Economics
• Bachelor of Commerce

Students can also pursue certificates and diploma courses in banking after the 12th.

• Diploma in Banking and Finance
• Post Graduate Certificate in Retail Banking (PGCRB)
• Graduate Certificate of Finance and Banking
• Certificate in Banking and Sales Management

Banking Courses after 12th Commerce

Here is the complete list of banking courses after 12th commerce:

• BCom in banking after 12th
• BA in Banking and Finance
• Relationship management in corporate banking
• Credit risk management
• Financial advisor
• Foreign trade
• BBA in Finance and Banking
• Bachelor of Business and Commerce
• BBA in Banking
• BBA in Banking & Finance
• BCom in Banking & Insurance
• BCom (Hons) in Banking and Insurance
• BSc in Banking and Finance

Banking Courses After 12th Commerce Without Maths

There are many options available when it comes to pursuing banking courses after 12th commerce without maths.
The list of banking courses after 12th commerce without maths is given below.

• Bachelor of Commerce (BCom) with a specialisation in banking
• Bachelor of Business Administration (BBA) with banking and finance specialisation
• Specialised diplomas in banking and finance
• Certificate courses in banking and finance services
• Company Secretary (CS)
• Bachelor of Management Studies (BMS)

Banking Courses After Graduation

Students who want to specialise in banking areas and study banking in depth should choose banking courses after graduation.
The list below mentions the banking courses that can be pursued after graduation.

• MCom (Banking)
• MBA in Global Banking and Finance
• MBA in Banking and Finance
• MSc in Banking and Finance
• MSc in Finance, Banking, and Insurance
• MSc in Financial Services in Banking
• MSc in Banking and Risk
• MSc in Global Banking and Finance
• MSc in International Banking and Finance
• MSc in Banking, Finance and Risk Management
• MSc in Business Economics, Banking and Finance
• Master of Banking and Finance Law
• Master of Laws in International Banking

Conclusion

After class 12th, most career conversations in India still revolve around engineering or medicine. But times are changing — and so are opportunities. Banking is now a strong and stable career choice, offering both growth and good income.

Students can choose what suits them best with various banking courses available — from short-term certifications to full-time degrees. These courses not only cover essential subjects like finance, banking laws, and global trade but also prepare learners for a promising career.

FAQs

Q1: Which course is best for banking after 12th?

A1: Many banking courses, like after 12th commerce banking course, bank management course after 12th, etc., can be done after 12th grade. However, students must fulfil the eligibility criteria regarding education, age, and marks obtained in the 12th board examination.

Q2: Is banking a good career?

A2: Yes, a career in banking is a good option as it offers an attractive salary and career growth. Individuals can explore diverse job roles in banking. 

Q3: Can a 12th pass work in a bank?

A3: Yes, a 12th-pass candidate can work in a bank. However, he/she cannot work in all roles. They can work at entry-level positions in customer service and support departments. Some clerical roles are also available in a bank for 12th-pass individuals.

Q4: Is a bank job permanent?

A4: Yes, many bank jobs, such as PO (Probationary Officer), SO (Specialist Officer), and OS (Officer Scale) 1, 2, and 3, are permanent. The Banking Personnel Selection Institute recruits for these jobs in the public sector and regional rural banks.